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LIFE INSURANCE 

KNOW YOUR OPTIONS

We are Independent Insurance Brokers who have partnerships with companies like United Healthcare, Humana, Aetna, Cigna, Wellcare, CarePlus, Baycare, Devoted, Freedom/Optimum, Ultimate, Mutual of Omaha, Thrivent Insurance, Guarantee Trust Life and many more. 

What is Life Insurance?

Life insurance is a contract between you and an insurance company. You make premium payments to the life insurance company. In exchange, the company pays a death benefit to your beneficiaries when you die tax-free. There are two types of life insurance we offer: 


Term Life Insurance:  covers you for a fixed amount of time like 10, 20, 30 years. Some of the new term life insurance policies now have living benefits.  

 

Permanent Life Insurance: covers you until the end of your life.

 

Generally, term life insurance is cheaper to purchase than permanent life. However, permanent life policies, like whole life insurance, build cash value over time and don’t expire, if you have paid your premiums. Term life policies have no value if you outlive the contract.

We work with top-rated insurance companies in the market, contact us for a no-cost consultation and no-obligation quote.

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Disclaimer

Mosaic Insurance Partners, LLC and partners is not connected with or endorsed by the United States Federal Government, Centers for Medicaid and Medicare Services, or the Department of Health and Human Services. Mosaic Insurance Partners, LLC and partners are licensed and certified representatives of a Medicare Advantage Part C HMO, PPO, PFFS organization and a stand alone prescription drug plan Part D with a Medicare contract. Enrollment in any plan depends on contract renewal. Insurance agents/brokers/producers may be compensated based on your enrollment in a health plan. There is no obligation to enroll in a plan. Mosaic Insurance Partners, LLC and partners complies with applicable Federal civil rights laws and doesn't discriminate on the basis of race, color, national origin, disability, sex, sexual orientation, age, gender or religion. By clicking the button above, you express consent via electronic signature to receive phone calls, emails or text messages. Your consent is not a condition of purchase and you may revoke your consent at any time. 

Currently we represent 2 to 14 organizations which offer 101 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This website is not connected with the federal government or the federal Medicare program.

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