
LIFE INSURANCE
What is Life Insurance?
Life insurance is a contract between you and an insurance company. You make premium payments to the life insurance company. In exchange, the company pays a death benefit to your beneficiaries when you die tax-free. There are two types of life insurance we offer:
Term Life Insurance: covers you for a fixed amount of time like 10, 20, 30 years. Some of the new term life insurance policies now have living benefits.
Permanent Life Insurance: covers you until the end of your life.
Generally, term life insurance is cheaper to purchase than permanent life. However, permanent life policies, like whole life insurance, build cash value over time and don’t expire, if you have paid your premiums. Term life policies have no value if you outlive the contract.
We work with top-rated insurance companies in the market, contact us for a no-cost consultation and no-obligation quote.







